Here’s What A Fully Loaded Ioniq 6 Gets You

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Here's What A Fully Loaded Ioniq 6 Gets You


While EVs have become considerably more accessible over the last few years, they’re still perceived as a luxury purchase by many drivers. Even as recent price slashes have put the Tesla Model 3 in roughly the same price range as the Hyundai Ioniq 6, at $38,990 to $37,500, for their respective 2024 models, there’s still the question whether the Ioniq 6 is a direct competitor to luxury EVs like the Polestar 2, which starts at over fifty thousand bucks on the sticker price alone.




Can an electric Hyundai offer the same luxury driving experience as the pricier midsize EVs? In order to find out, let’s take a brand new 2025 model and pack it with all the features we can add.

Auto loan calculations have been handled through Calculator.net. Be sure to input your own state sales tax and other data for an accurate estimate.


Here’s What The 2025 Hyundai Ioniq 6 Costs From Trim To Trim

2025 Hyundai Ioniq 6 MSRP By Trim

SE Standard Range

$37,750

SE

$42,700

SEL

$45,500

Limited

$51,000


Note that these prices are just what’s printed on the sticker. No taxes, no freight charges, no premium color options, no nothing. These are the official MSRPs straight from Hyundai.

As you can see, the difference from the least to most expensive model comes in at over $13,000, so what are we getting for the price increase? Here’s all the important stuff the Limited edition offers that you won’t find on the SE Standard Range trim.

  • Upgraded 225 hp RWD powertrain
  • 77.4 kWh battery pack
  • Power-folding side mirrors
  • Premium gloss black exterior accents
  • Automatic retracting door handles
  • H-Tex interior trim
  • 8-way power passenger seat
  • Heated and ventilated front seats
  • Bose premium audio
  • Head-up display
  • Wireless device charging
  • Power windows with auto up/down
  • Heated steering wheel
  • Hyundai digital key touch 2
  • Ambient lighting
  • Auto-dimming rearview mirror
  • Wide sunroof
  • Rain-sensing windshield wipers
  • Remote start parking assist
  • Blind-spot collision avoidance
  • Surround view monitor
  • Parking collision avoidance
  • Advanced forward collision avoidance
  • Highway driving assist II
  • Smart cruise control with stop & go and machine learning


This list of upgrades is about as long as your arm, so yes, the top trim comes at a hefty price bump, but we’re turning the Ioniq 6 6 into a luxury-lite driving experience.

What Can We Add On To A 2025 Hyundai Ioniq 6?

Given how generous the base features are for the Limited model, the list of options for the top-trim Ioniq 6 is fairly short. What you’re seeing here is everything that’s offered except for the cargo kit, which simply combines the cargo blocks and cargo tray in a single package for the same price.


  • Ultimate Red exterior color – $470
  • All-electric dual-motor AWD powertrain – $3,500
  • All-season fitted-liners – $220
  • Cargo blocks – $30
  • Cargo tray – $120
  • Cargo net – $55
  • Carpeted floor mats – $210
  • Charging port applique – $60
  • Alloy door sills – $180
  • First aid kit – $30
  • Mudguards – $125
  • Rear bumper applique – $75
  • Roadside assistance kit – $70
  • Severe weather kit – $75
  • Wheel locks – $70

All told, we’re spending $1,320 on accessories, $470 on the premium exterior color, $3,500 on the AWD powertrain, and $1,150 for the freight charge. Add it all up, and we have a total MSRP of $57,440.

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What Will It Cost To Finance A Fully-Loaded Hyundai Ioniq 6?

With a total price tag under sixty grand, a fully loaded Ioniq 6 is still one of the more affordable options for a mid-size electric sedan with all the fixings. Even so, we’re probably going to be financing this thing, not buying it with a big fat cash payment. So, if we assume $10,000, a 5% interest rate, and 6% sales tax, with a five-year loan term, what are our monthly payments going to look like?


Sale Price

$57,440

Loan Term

60 Months

Interest Rate

5%

Down Payment

$10,000

6% Sales Tax

$3,446

Total Loan Interest

$7,260

Title, Registration, And Other Fees

$4,000

Total Cost

$72,146

Monthly Payment

$1,035


These terms give us a breakdown of 88% on the principal and 12% on the interest, with monthly payments of just over a grand. Note that these numbers are only provided as an example. Your mileage will definitely vary. If you want to prioritize smaller payments, you’ll probably be paying the loan off for a little longer, with a bigger total cost. If you have good credit, you might be able to do better than a five percent interest rate. You’ll want to run your own numbers to get an idea of what you should expect to pay in the end.

Related

Driven: 2024 Hyundai Ioniq 6 Is One Up On Tesla

Affordable quality and decent range make the Ioniq 6 a good buy, even if you’re not spending on the top trims.

Is A Fully-Loaded Hyundai Ioniq 6 Worth The Price?

A fully-loaded 2025 Hyundai Ioniq 6 is surprisingly affordable for a top-trim electric sedan with all the options. But, the question we’re really asking is whether a top-shelf Ioniq 6, selling for $57,440, compares to a mid-range 2024 Polestar 2, at $55,300. The Polestar 2 Long Range Dual Motor is all-wheel drive, cranking out 421 horses, with an impressive suite of luxury features like adaptive cruise control and multi-zone AC.


Trim all the fat, and you’ve still got a car that doesn’t quite offer the same luxury experience as its nearest competitors do for the same price. At $51,000, the base Limited model delivers 225 hp and comes with a fairly limited suite of features, while a $49,900 Polestar 2 offers 299 hp, heated front seats, and automatic parking. Besides all that, the Polestar 2 just offers a better feel to the interior, with high-end materials throughout, optional leather and wood trim, and beautiful cabin design from top to bottom. Hyundai can do luxury if that’s what you want, but Polestar is a Volvo brand, and exquisite interiors are second-nature to them.

We’re not knocking the Hyundai Ioniq 6. It just happens to be a car that makes a lot more sense at the entry level and mid-range. If you want luxury, the Polestar delivers more for less.


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Our Take

Forget trying to turn a low-to-mid-budget Hyundai into a luxury EV like a high-end Tesla or Polestar. Go for the SE model for $42,700, upgrade to the AWD powertrain for $3,500 if you really like that four-wheel sedan feel, and pick just the features that make sense to you. It’s always smart to pack a first aid kit, mudguards aren’t a bad idea if you want to be prepared for bad weather and rough roads, and the all-season fitted liners will keep your interior looking nice for years to come.

The bottom line is, the Ioniq 6 is an affordable alternative to more expensive electric cars, and you’re going to get the most out of Hyundai’s battery-powered mid-size sedan if you embrace it for what it is. It can be transformed into a luxury-lite model, something that you could proudly compare to an entry-level Lexus, but that’s completely missing the point of the Ioniq line.

Sources:
Calculator.net




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